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shipperxPicked it up from the dealer today!
\
It only struck me the other day that this is the first time I've actually bought a car. I've only leased the last two and the one before that my parents bought. Anyway (giggle) I've got my new car. :)
(Though dealing with car salespeople is hell. They never like to give you the actual damn figures on the car! And they try to confuse you with all the options. (Wait! No. What's this? But you quoted this on the car. How are you coming up with this figure? Grr! It's really not a fair playing field. Just give me the flat cost, damnit! And still, somehow I'm left with the feeling that they slipped something in there at the end when they changed me from 60 month to 63 month financing. It's trying to meet a monthly payment, target thing. They manage to screw you with that. My payments are less... and yet with the extended warrenty it's more and Just give me the flat cost, damnit! [And funny how they could suddenly come up with a better financing rate after I got financing elsewhere. Suddenly, "Oh! Why didn't you let us finance it?" Me: "Because the rates you quoted me over the phone weren't as good." Them: "Oh! Well I was just giving you a generic rate. I bet I can beat it. You have EXCELLENT credit. I didn't know you'd have a credit score that high." ::eyeroll:: And low and behold suddenly he could give me the lower rate.]
Man, I'm sure in Dante's rings of hell there's got to be one for car salesmen. At worst I got screwed only a little bit because I had priced it all before hand, knew exactly what it cost, had more than $3500 off because of my credit card points, then put $1000 down on top of that so as to finance less. Since I had sussed out all the pricing beforehand I knew what the monthly payments should be so it's not like they had much wiggle room. Still, they wouldn't write anything DOWN while they were going through the financing and he wouldn't state flat-out what the price was, just what my payments were (which is a classic move) and at the end -- I really need to go back and re-read the contract-- I just have the feeling that they got the exact same money *back* that I had gotten off in the first place (I HATE finance.)
I probably shouldn't have agreed to the extended warrenty. It makes me suspicious because it took my monthly payment back to where it was before the lower financing and that's with three payments more than what I had calculated before, so... I just have the sense that somehow I got bamboozled during the financing process into paying just a little more than they had quoted beforehand (they always get you in the financing).
Oh well, if anything breaks 4 years from now, I'll be glad of the extended warrenty.
Still, new car. Whee!
\It only struck me the other day that this is the first time I've actually bought a car. I've only leased the last two and the one before that my parents bought. Anyway (giggle) I've got my new car. :)
(Though dealing with car salespeople is hell. They never like to give you the actual damn figures on the car! And they try to confuse you with all the options. (Wait! No. What's this? But you quoted this on the car. How are you coming up with this figure? Grr! It's really not a fair playing field. Just give me the flat cost, damnit! And still, somehow I'm left with the feeling that they slipped something in there at the end when they changed me from 60 month to 63 month financing. It's trying to meet a monthly payment, target thing. They manage to screw you with that. My payments are less... and yet with the extended warrenty it's more and Just give me the flat cost, damnit! [And funny how they could suddenly come up with a better financing rate after I got financing elsewhere. Suddenly, "Oh! Why didn't you let us finance it?" Me: "Because the rates you quoted me over the phone weren't as good." Them: "Oh! Well I was just giving you a generic rate. I bet I can beat it. You have EXCELLENT credit. I didn't know you'd have a credit score that high." ::eyeroll:: And low and behold suddenly he could give me the lower rate.]
Man, I'm sure in Dante's rings of hell there's got to be one for car salesmen. At worst I got screwed only a little bit because I had priced it all before hand, knew exactly what it cost, had more than $3500 off because of my credit card points, then put $1000 down on top of that so as to finance less. Since I had sussed out all the pricing beforehand I knew what the monthly payments should be so it's not like they had much wiggle room. Still, they wouldn't write anything DOWN while they were going through the financing and he wouldn't state flat-out what the price was, just what my payments were (which is a classic move) and at the end -- I really need to go back and re-read the contract-- I just have the feeling that they got the exact same money *back* that I had gotten off in the first place (I HATE finance.)
I probably shouldn't have agreed to the extended warrenty. It makes me suspicious because it took my monthly payment back to where it was before the lower financing and that's with three payments more than what I had calculated before, so... I just have the sense that somehow I got bamboozled during the financing process into paying just a little more than they had quoted beforehand (they always get you in the financing).
Oh well, if anything breaks 4 years from now, I'll be glad of the extended warrenty.
Still, new car. Whee!
